{"id":46896,"date":"2013-05-06T19:05:20","date_gmt":"2013-05-06T18:05:20","guid":{"rendered":"http:\/\/www.intouchrugby.com\/magazine\/?p=46896"},"modified":"2013-05-07T19:09:44","modified_gmt":"2013-05-07T18:09:44","slug":"bank-refused-mortgage-because-of-skybet-so-be-warnedread-more","status":"publish","type":"post","link":"https:\/\/www.intouchrugby.com\/magazine\/bank-refused-mortgage-because-of-skybet-so-be-warnedread-more\/","title":{"rendered":"Bank refused mortgage because of Skybet. So be warned\u2026read more"},"content":{"rendered":"<p>A local bank in Belfast refused a client a mortgage becauase\u2026wait for it! He spent an average of \u00a32 per day on Sky bet. Everything else stacked up for the mortgage application. Pristine credit report, LTV 65% and affordability, but this Bank considered that under the Government\u2019s \u201cResponsible Lending Policy\u201d that this \u201cweekly punt\u201d showed a trend. I wonder if this had shown \u201cThe National Lottery\u201d on his bank statement or perhaps the local wine shop would this also be considered a trend? Then again, maybe if his bank statement had shown Tesco he may have been considered to be \u2018eating his salary\u2019 and therefore not reliable enough to conduct a mortgage!!<\/p>\n<p>Get real Mr Cameron, this is the sort of attitude that is stagnating and stangling our economy.<br \/>\nBe honest, the banks are looking for a reason not to lend. Smacks of George Orwell if you ask me&#8230;&#8230;. CLICK <a href=\"http:\/\/www.mortgageoptionsni.co.uk\/blog\/2013\/05\/03\/bank-refused-mortgage-because-of-skybet-so-be-warned-read-more\/\">HERE<\/a> for more<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A local bank in Belfast refused a client a mortgage becauase\u2026wait for it! He spent an average of \u00a32 per day on Sky bet. Everything else stacked up for the mortgage application. Pristine credit report, LTV 65% and affordability, but this Bank considered that under the Government\u2019s \u201cResponsible Lending Policy\u201d that this \u201cweekly punt\u201d showed [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11631],"tags":[5903,11632,12160,12159],"class_list":["post-46896","post","type-post","status-publish","format-standard","hentry","category-mortgages","tag-application","tag-mortgage","tag-refused","tag-skybets"],"_links":{"self":[{"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/posts\/46896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/comments?post=46896"}],"version-history":[{"count":1,"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/posts\/46896\/revisions"}],"predecessor-version":[{"id":46897,"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/posts\/46896\/revisions\/46897"}],"wp:attachment":[{"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/media?parent=46896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/categories?post=46896"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.intouchrugby.com\/magazine\/wp-json\/wp\/v2\/tags?post=46896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}