Home owners may not be getting the best mortgage deal, with more than half simply going straight to their bank.
When asked who their current mortgage was with, 52% said it was through the bank they had been with before getting a mortgage.
Of those, 87% said they didn’t look elsewhere for other rates or deals. When asked why they had gone straight to their bank for their mortgage, 61% said it was ‘easy’ to do.
Just 23% said their mortgage was through a bank that they did not otherwise bank with, while 14% had gone to a building society.
The majority (59%) claimed to have ‘no idea’ if they were getting the best rate for the mortgage, compared with 34% who felt they had ‘thoroughly researched’ different options in order to get the best rate possible.
When asked if they felt they understood mortgages fully, 42% admitted that they didn’t.
Use the software that brokers use for free. www.mortgageoptionsni.co.uk
Courtesy of Introducer today
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