23% of Britons have never reviewed their mortgage….

Research from Santander 123 has found that a third of current account holders surveyed say they’ve never reviewed their current account.

As expected, home insurance is the most frequently reviewed product with 73 per cent of people evaluating their policy for competitiveness at least once a year. Around 58 per cent of people say they review their utilities every year or more, 57 per cent check the rate of their ISA this frequently and 56 per cent review their TV, phone and broadband package at least once a year.

But there are still millions who never carry out a financial review. A significant number have never reviewed their credit card (26 per cent), ISA (21 per cent) or other savings accounts (21 per cent) or mortgage (23 per cent) either.

Changing to a different current account, credit card, ISA or mortgage can bring significant rewards and Santander urges people to review their finances on a regular basis to ensure their money is working as hard as possible.

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